SBAB has grown its business savings market share by over 50%, offering significantly higher interest rates and a fully digital account setup, backed by a state deposit guarantee increasing to 1,150,000 SEK in 2026.
In 2025, SBAB offered business savings interest rates more than five times higher than major Swedish banks, resulting in a 50% market share increase since 2023.
With Sweden’s interest rate at a three-year low, homeowners are prioritizing long-term financial health, increasing savings, and updating maintenance strategies for housing cooperatives.
Swedish student loan interest rates have risen to their highest in over a decade, surpassing mortgage rates and affecting borrowers' finances despite manageable monthly payments.
Sweden’s Riksbank keeps interest rate at 1.75% amid signs of economic growth and inflation stability, while government borrowing raises broader market borrowing costs.
From 2025, loan interest tax deductions on unsecured loans in Sweden will be cut and eventually phased out, increasing costs for many borrowers and prompting a need for refinancing strategies.
Sweden's inflation rate fell notably in November, driven by large drops in travel and accommodation prices, with economists divided on future interest rate policies.
Danske Bank's chief economist Susanne Spector highlights Sweden's strong economy and advises homeowners to lock in mortgage rates as central bank interest rates likely stabilize.
Swedish tax accounts offer higher tax-free interest rates compared to near-zero bank savings rates in 2025, providing a better capital placement option for savers.
October 2025 Swedish inflation exceeded expectations with KPIF at 3.1%, core inflation rising, and the Riksbank holding interest rates steady while anticipating future easing.
The Riksbank has kept its policy rate unchanged at 1.75% amid mixed expert opinions on whether rates will rise or fall in 2026, citing inflation easing and early economic recovery signs.
The Riksbank maintains the interest rate at 1.75%, signaling patience amidst mixed economic indicators and differing expert views on future rate moves, with a likely hike not expected until 2027.
The end of Sweden’s negative interest rate period is causing apartment price declines in most municipalities, with central Stockholm rebounding, amid government plans to ease loan rules.
Sweden's economy wrestles with the aftermath of a decade of low interest rates as households and the housing market adjust to rising borrowing costs and a new financial reality.
SBAB CEO Mikael Inglander clarifies why mortgage rates cannot be reduced further despite political demands and SBAB's lower profit requirements compared to major banks.
Sweden’s Social Democrats propose a bank tax to lower mortgage rates by boosting competition, leveraging state-owned SBAB’s role to pressure major banks.