Liquidity Challenges Loom for Swedish Companies Amid Late Payments

As of September 2025, many Swedish companies, particularly small and medium-sized enterprises (SMEs), are grappling with significant liquidity issues primarily due to late payments. Ola Laurin, CEO of Intrum Sverige, notes that 56% of businesses are now accepting longer payment terms than they are comfortable with in a bid to preserve customer relationships. This trend could worsen as economic conditions fluctuate.

Intrum, which specializes in digital invoice management solutions, is making strides to address these liquidity challenges. They offer a range of services including invoice design, dispatch, reminders, and payment follow-ups, aimed at streamlining the invoicing process for businesses. By implementing these solutions, companies can reduce their administrative burdens, allowing them to focus on growth rather than cash flow obstacles.

The importance of invoice management cannot be overstated—effective handling ensures quicker payments and better cash flow. Laurin emphasizes that how an invoice looks, when it is sent, and how follow-ups are managed play vital roles in encouraging timely payments. Moreover, he advises using late payment fees strategically to maintain healthy customer relationships while improving cash flow.

In conclusion, as late payment issues threaten to escalate, Intrum’s proactive approach in enhancing invoice management processes could provide a lifeline for many struggling Swedish SMEs, enabling faster capital turnover and fostering business growth.